Monthly Repayment |
HKD$15,108
|
Initial Payment |
HKD$2.12 Millions
|
Loan Amount |
HKD$3.19 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$119,475
|
Legal Fee |
HKD$30,775
|
Agency Fee |
HKD$53,100
|
Total Expense |
HKD$203,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39287 | 27910 | 21787 | 19068 | 14652 | 12007 | 10247 |
1.5% | 39978 | 28607 | 22491 | 19776 | 15373 | 12741 | 10995 |
2% | 40677 | 29315 | 23209 | 20502 | 16117 | 13503 | 11776 |
2.5% | 41383 | 30034 | 23942 | 21243 | 16882 | 14292 | 12588 |
3% | 42097 | 30764 | 24688 | 22001 | 17669 | 15108 | 13432 |
3.5% | 42819 | 31505 | 25449 | 22776 | 18477 | 15949 | 14306 |
4% | 43548 | 32256 | 26224 | 23566 | 19306 | 16816 | 15210 |
4.5% | 44285 | 33019 | 27013 | 24372 | 20156 | 17708 | 16142 |
5% | 45030 | 33792 | 27815 | 25194 | 21026 | 18625 | 17103 |
5.5% | 45782 | 34576 | 28631 | 26032 | 21916 | 19564 | 18089 |
6% | 46542 | 35371 | 29461 | 26885 | 22825 | 20527 | 19101 |