Monthly Repayment |
HKD$125,665
|
Initial Payment |
HKD$26.5 Millions
|
Loan Amount |
HKD$26.5 Millions
|
Total interest |
HKD$11.2 Millions
|
complete insurance payment |
HKD$79,500 (0.3%)
|
Stamp Duty |
HKD$2,252,500
|
Legal Fee |
HKD$150,000
|
Agency Fee |
HKD$530,000
|
Total Expense |
HKD$3,012,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 326778 | 232150 | 181223 | 158601 | 121871 | 99871 | 85234 |
1.5% | 332525 | 237947 | 187078 | 164496 | 127874 | 105983 | 91456 |
2% | 338337 | 243835 | 193051 | 170529 | 134059 | 112321 | 97949 |
2.5% | 344212 | 249815 | 199143 | 176699 | 140424 | 118883 | 104707 |
3% | 350152 | 255885 | 205354 | 183004 | 146968 | 125665 | 111725 |
3.5% | 356156 | 262047 | 211681 | 189443 | 153689 | 132665 | 118996 |
4% | 362223 | 268299 | 218125 | 196017 | 160584 | 139876 | 126515 |
4.5% | 368354 | 274641 | 224685 | 202723 | 167652 | 147295 | 134271 |
5% | 374548 | 281073 | 231360 | 209560 | 174888 | 154916 | 142257 |
5.5% | 380806 | 287594 | 238149 | 216527 | 182290 | 162733 | 150464 |
6% | 387126 | 294204 | 245051 | 223622 | 189854 | 170739 | 158880 |