Monthly Repayment |
HKD$17,526
|
Initial Payment |
HKD$1.58 Millions
|
Loan Amount |
HKD$3.7 Millions
|
Total interest |
HKD$1.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$118,800
|
Legal Fee |
HKD$30,700
|
Agency Fee |
HKD$52,800
|
Total Expense |
HKD$202,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45576 | 32378 | 25275 | 22120 | 16997 | 13929 | 11887 |
1.5% | 46377 | 33186 | 26092 | 22942 | 17834 | 14781 | 12755 |
2% | 47188 | 34008 | 26925 | 23784 | 18697 | 15665 | 13661 |
2.5% | 48007 | 34842 | 27774 | 24644 | 19585 | 16580 | 14603 |
3% | 48836 | 35688 | 28641 | 25523 | 20497 | 17526 | 15582 |
3.5% | 49673 | 36548 | 29523 | 26422 | 21435 | 18503 | 16596 |
4% | 50519 | 37420 | 30422 | 27338 | 22397 | 19508 | 17645 |
4.5% | 51374 | 38304 | 31337 | 28274 | 23382 | 20543 | 18727 |
5% | 52238 | 39201 | 32268 | 29227 | 24391 | 21606 | 19840 |
5.5% | 53111 | 40111 | 33215 | 30199 | 25424 | 22696 | 20985 |
6% | 53993 | 41033 | 34177 | 31188 | 26479 | 23813 | 22159 |