Monthly Repayment |
HKD$14,994
|
Initial Payment |
HKD$2.11 Millions
|
Loan Amount |
HKD$3.16 Millions
|
Total interest |
HKD$1.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$118,575
|
Legal Fee |
HKD$30,675
|
Agency Fee |
HKD$52,700
|
Total Expense |
HKD$201,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38991 | 27700 | 21623 | 18924 | 14541 | 11916 | 10170 |
1.5% | 39677 | 28392 | 22322 | 19627 | 15258 | 12645 | 10912 |
2% | 40370 | 29094 | 23035 | 20347 | 15996 | 13402 | 11687 |
2.5% | 41071 | 29808 | 23762 | 21083 | 16755 | 14185 | 12493 |
3% | 41780 | 30532 | 24503 | 21836 | 17536 | 14994 | 13331 |
3.5% | 42496 | 31267 | 25258 | 22604 | 18338 | 15829 | 14198 |
4% | 43220 | 32013 | 26026 | 23388 | 19161 | 16690 | 15095 |
4.5% | 43952 | 32770 | 26809 | 24189 | 20004 | 17575 | 16021 |
5% | 44691 | 33537 | 27606 | 25004 | 20867 | 18484 | 16974 |
5.5% | 45438 | 34316 | 28416 | 25836 | 21750 | 19417 | 17953 |
6% | 46192 | 35104 | 29239 | 26682 | 22653 | 20372 | 18957 |