Monthly Repayment |
HKD$14,966
|
Initial Payment |
HKD$2.1 Millions
|
Loan Amount |
HKD$3.16 Millions
|
Total interest |
HKD$1.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$118,350
|
Legal Fee |
HKD$30,650
|
Agency Fee |
HKD$52,600
|
Total Expense |
HKD$201,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38917 | 27647 | 21582 | 18888 | 14514 | 11894 | 10150 |
1.5% | 39601 | 28338 | 22279 | 19590 | 15229 | 12621 | 10891 |
2% | 40294 | 29039 | 22991 | 20309 | 15965 | 13376 | 11665 |
2.5% | 40993 | 29751 | 23716 | 21043 | 16723 | 14158 | 12470 |
3% | 41701 | 30474 | 24456 | 21794 | 17503 | 14966 | 13305 |
3.5% | 42416 | 31208 | 25210 | 22561 | 18303 | 15799 | 14171 |
4% | 43138 | 31952 | 25977 | 23344 | 19124 | 16658 | 15067 |
4.5% | 43868 | 32708 | 26758 | 24143 | 19966 | 17542 | 15990 |
5% | 44606 | 33474 | 27553 | 24957 | 20828 | 18449 | 16942 |
5.5% | 45351 | 34250 | 28362 | 25787 | 21709 | 19380 | 17919 |
6% | 46104 | 35038 | 29184 | 26632 | 22610 | 20334 | 18921 |