| Monthly Repayment |
HKD$17,427
|
| Loan Amount |
HKD$3.68 Millions
|
| Total interest |
HKD$1.55 Millions
|
| Total repayment |
HKD$5.23 Millions
|
| Down payment |
HKD$1,580,000
|
| Stamp Duty |
HKD$118,125
|
| Legal Fee |
HKD$30,625
|
| Agency Fee |
HKD$52,500
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,781,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 45317 | 32194 | 25131 | 21994 | 16901 | 13850 | 11820 |
| 1.5% | 46114 | 32998 | 25943 | 22812 | 17733 | 14697 | 12683 |
| 2% | 46920 | 33814 | 26772 | 23648 | 18591 | 15576 | 13583 |
| 2.5% | 47735 | 34644 | 27617 | 24504 | 19473 | 16486 | 14520 |
| 3% | 48558 | 35486 | 28478 | 25378 | 20381 | 17427 | 15493 |
| 3.5% | 49391 | 36340 | 29355 | 26271 | 21313 | 18397 | 16502 |
| 4% | 50232 | 37207 | 30249 | 27183 | 22269 | 19398 | 17545 |
| 4.5% | 51083 | 38087 | 31159 | 28113 | 23249 | 20426 | 18620 |
| 5% | 51942 | 38979 | 32084 | 29061 | 24253 | 21483 | 19728 |
| 5.5% | 52809 | 39883 | 33026 | 30027 | 25279 | 22567 | 20866 |
| 6% | 53686 | 40800 | 33983 | 31011 | 26328 | 23678 | 22033 |
