Monthly Repayment |
HKD$17,394
|
Initial Payment |
HKD$1.57 Millions
|
Loan Amount |
HKD$3.67 Millions
|
Total interest |
HKD$1.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$117,900
|
Legal Fee |
HKD$30,600
|
Agency Fee |
HKD$52,400
|
Total Expense |
HKD$200,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45231 | 32133 | 25084 | 21952 | 16868 | 13823 | 11797 |
1.5% | 46026 | 32935 | 25894 | 22768 | 17699 | 14669 | 12659 |
2% | 46830 | 33750 | 26721 | 23603 | 18555 | 15546 | 13557 |
2.5% | 47644 | 34578 | 27564 | 24457 | 19436 | 16455 | 14493 |
3% | 48466 | 35418 | 28424 | 25330 | 20342 | 17394 | 15464 |
3.5% | 49297 | 36271 | 29299 | 26221 | 21272 | 18362 | 16470 |
4% | 50137 | 37136 | 30191 | 27131 | 22227 | 19361 | 17511 |
4.5% | 50985 | 38014 | 31099 | 28059 | 23205 | 20387 | 18585 |
5% | 51843 | 38904 | 32023 | 29006 | 24207 | 21442 | 19690 |
5.5% | 52709 | 39807 | 32963 | 29970 | 25231 | 22524 | 20826 |
6% | 53584 | 40722 | 33918 | 30952 | 26278 | 23632 | 21991 |