Monthly Repayment |
HKD$17,360
|
Initial Payment |
HKD$1.57 Millions
|
Loan Amount |
HKD$3.66 Millions
|
Total interest |
HKD$1.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$117,675
|
Legal Fee |
HKD$30,575
|
Agency Fee |
HKD$52,300
|
Total Expense |
HKD$200,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45144 | 32071 | 25036 | 21910 | 16836 | 13797 | 11775 |
1.5% | 45938 | 32872 | 25845 | 22725 | 17665 | 14641 | 12634 |
2% | 46741 | 33686 | 26670 | 23558 | 18520 | 15517 | 13531 |
2.5% | 47553 | 34512 | 27511 | 24411 | 19399 | 16423 | 14465 |
3% | 48373 | 35350 | 28369 | 25282 | 20303 | 17360 | 15434 |
3.5% | 49203 | 36202 | 29244 | 26171 | 21232 | 18327 | 16439 |
4% | 50041 | 37065 | 30134 | 27079 | 22184 | 19324 | 17478 |
4.5% | 50888 | 37942 | 31040 | 28006 | 23161 | 20349 | 18549 |
5% | 51744 | 38830 | 31962 | 28950 | 24160 | 21401 | 19653 |
5.5% | 52608 | 39731 | 32900 | 29913 | 25183 | 22481 | 20786 |
6% | 53481 | 40644 | 33854 | 30893 | 26228 | 23587 | 21949 |