Monthly Repayment |
HKD$14,880
|
Initial Payment |
HKD$2.09 Millions
|
Loan Amount |
HKD$3.14 Millions
|
Total interest |
HKD$1.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$117,675
|
Legal Fee |
HKD$30,575
|
Agency Fee |
HKD$52,300
|
Total Expense |
HKD$200,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38695 | 27490 | 21459 | 18780 | 14431 | 11826 | 10093 |
1.5% | 39376 | 28176 | 22152 | 19478 | 15142 | 12550 | 10829 |
2% | 40064 | 28873 | 22860 | 20193 | 15874 | 13300 | 11598 |
2.5% | 40759 | 29581 | 23581 | 20923 | 16628 | 14077 | 12398 |
3% | 41463 | 30300 | 24317 | 21670 | 17403 | 14880 | 13229 |
3.5% | 42174 | 31030 | 25066 | 22433 | 18199 | 15709 | 14091 |
4% | 42892 | 31770 | 25829 | 23211 | 19015 | 16563 | 14981 |
4.5% | 43618 | 32521 | 26606 | 24005 | 19852 | 17442 | 15899 |
5% | 44352 | 33283 | 27396 | 24815 | 20709 | 18344 | 16845 |
5.5% | 45093 | 34055 | 28200 | 25640 | 21585 | 19270 | 17817 |
6% | 45841 | 34838 | 29017 | 26480 | 22481 | 20218 | 18813 |