Monthly Repayment |
HKD$17,294
|
Initial Payment |
HKD$1.56 Millions
|
Loan Amount |
HKD$3.65 Millions
|
Total interest |
HKD$1.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$117,225
|
Legal Fee |
HKD$30,525
|
Agency Fee |
HKD$52,100
|
Total Expense |
HKD$199,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44972 | 31949 | 24940 | 21827 | 16772 | 13744 | 11730 |
1.5% | 45763 | 32746 | 25746 | 22638 | 17598 | 14585 | 12586 |
2% | 46562 | 33557 | 26568 | 23468 | 18449 | 15457 | 13480 |
2.5% | 47371 | 34380 | 27406 | 24317 | 19325 | 16361 | 14410 |
3% | 48188 | 35215 | 28261 | 25185 | 20226 | 17294 | 15375 |
3.5% | 49015 | 36063 | 29132 | 26071 | 21151 | 18257 | 16376 |
4% | 49850 | 36924 | 30019 | 26976 | 22100 | 19250 | 17411 |
4.5% | 50693 | 37796 | 30921 | 27899 | 23072 | 20271 | 18478 |
5% | 51546 | 38682 | 31840 | 28840 | 24068 | 21319 | 19577 |
5.5% | 52407 | 39579 | 32774 | 29799 | 25087 | 22395 | 20707 |
6% | 53277 | 40489 | 33724 | 30775 | 26128 | 23497 | 21865 |