Monthly Repayment |
HKD$123,294
|
Initial Payment |
HKD$26 Millions
|
Loan Amount |
HKD$26 Millions
|
Total interest |
HKD$10.99 Millions
|
complete insurance payment |
HKD$78,000 (0.3%)
|
Stamp Duty |
HKD$2,210,000
|
Legal Fee |
HKD$147,500
|
Agency Fee |
HKD$520,000
|
Total Expense |
HKD$2,955,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 320612 | 227770 | 177803 | 155608 | 119572 | 97986 | 83626 |
1.5% | 326251 | 233457 | 183548 | 161393 | 125461 | 103983 | 89731 |
2% | 331953 | 239234 | 189409 | 167312 | 131529 | 110202 | 96101 |
2.5% | 337718 | 245101 | 195386 | 173365 | 137774 | 116640 | 102731 |
3% | 343545 | 251057 | 201479 | 179551 | 144195 | 123294 | 109617 |
3.5% | 349436 | 257103 | 207687 | 185869 | 150789 | 130162 | 116751 |
4% | 355388 | 263237 | 214010 | 192318 | 157554 | 137237 | 124127 |
4.5% | 361404 | 269459 | 220446 | 198898 | 164488 | 144516 | 131738 |
5% | 367481 | 275770 | 226995 | 205606 | 171588 | 151993 | 139573 |
5.5% | 373621 | 282168 | 233656 | 212441 | 178850 | 159662 | 147625 |
6% | 379822 | 288653 | 240428 | 219402 | 186272 | 167518 | 155883 |