| Monthly Repayment |
HKD$17,261
|
| Loan Amount |
HKD$3.64 Millions
|
| Total interest |
HKD$1.54 Millions
|
| Total repayment |
HKD$5.18 Millions
|
| Down payment |
HKD$1,560,000
|
| Stamp Duty |
HKD$117,000
|
| Legal Fee |
HKD$30,500
|
| Agency Fee |
HKD$52,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,759,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 44885 | 31887 | 24892 | 21785 | 16740 | 13718 | 11707 |
| 1.5% | 45675 | 32684 | 25696 | 22595 | 17564 | 14557 | 12562 |
| 2% | 46473 | 33492 | 26517 | 23423 | 18414 | 15428 | 13454 |
| 2.5% | 47280 | 34314 | 27354 | 24271 | 19288 | 16329 | 14382 |
| 3% | 48096 | 35148 | 28207 | 25137 | 20187 | 17261 | 15346 |
| 3.5% | 48921 | 35994 | 29076 | 26021 | 21110 | 18222 | 16345 |
| 4% | 49754 | 36853 | 29961 | 26924 | 22057 | 19213 | 17377 |
| 4.5% | 50596 | 37724 | 30862 | 27845 | 23028 | 20232 | 18443 |
| 5% | 51447 | 38607 | 31779 | 28784 | 24022 | 21279 | 19540 |
| 5.5% | 52306 | 39503 | 32711 | 29741 | 25039 | 22352 | 20667 |
| 6% | 53175 | 40411 | 33659 | 30716 | 26078 | 23452 | 21823 |
