Monthly Repayment |
HKD$1,479
|
Initial Payment |
HKD$0.21 Millions
|
Loan Amount |
HKD$0.31 Millions
|
Total interest |
HKD$0.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$6,400
|
Agency Fee |
HKD$5,200
|
Total Expense |
HKD$11,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3847 | 2733 | 2133 | 1867 | 1434 | 1175 | 1003 |
1.5% | 3915 | 2801 | 2202 | 1936 | 1505 | 1247 | 1076 |
2% | 3983 | 2870 | 2272 | 2007 | 1578 | 1322 | 1153 |
2.5% | 4052 | 2941 | 2344 | 2080 | 1653 | 1399 | 1232 |
3% | 4122 | 3012 | 2417 | 2154 | 1730 | 1479 | 1315 |
3.5% | 4193 | 3085 | 2492 | 2230 | 1809 | 1561 | 1401 |
4% | 4264 | 3158 | 2568 | 2307 | 1890 | 1646 | 1489 |
4.5% | 4336 | 3233 | 2645 | 2386 | 1973 | 1734 | 1580 |
5% | 4409 | 3309 | 2723 | 2467 | 2059 | 1823 | 1674 |
5.5% | 4483 | 3386 | 2803 | 2549 | 2146 | 1915 | 1771 |
6% | 4557 | 3463 | 2885 | 2632 | 2235 | 2010 | 1870 |