Monthly Repayment |
HKD$17,228
|
Initial Payment |
HKD$1.56 Millions
|
Loan Amount |
HKD$3.63 Millions
|
Total interest |
HKD$1.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,775
|
Legal Fee |
HKD$30,475
|
Agency Fee |
HKD$51,900
|
Total Expense |
HKD$199,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44799 | 31826 | 24844 | 21743 | 16707 | 13691 | 11685 |
1.5% | 45587 | 32621 | 25647 | 22551 | 17530 | 14529 | 12538 |
2% | 46384 | 33428 | 26466 | 23378 | 18378 | 15398 | 13428 |
2.5% | 47189 | 34248 | 27301 | 24224 | 19251 | 16298 | 14354 |
3% | 48003 | 35080 | 28152 | 25088 | 20148 | 17228 | 15316 |
3.5% | 48826 | 35925 | 29020 | 25971 | 21069 | 18187 | 16313 |
4% | 49658 | 36782 | 29903 | 26872 | 22015 | 19176 | 17344 |
4.5% | 50499 | 37651 | 30803 | 27792 | 22984 | 20193 | 18407 |
5% | 51348 | 38533 | 31718 | 28729 | 23976 | 21238 | 19502 |
5.5% | 52206 | 39427 | 32648 | 29684 | 24990 | 22309 | 20627 |
6% | 53072 | 40333 | 33595 | 30657 | 26027 | 23407 | 21781 |