Monthly Repayment |
HKD$14,766
|
Initial Payment |
HKD$2.08 Millions
|
Loan Amount |
HKD$3.11 Millions
|
Total interest |
HKD$1.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,775
|
Legal Fee |
HKD$30,475
|
Agency Fee |
HKD$51,900
|
Total Expense |
HKD$199,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38399 | 27279 | 21295 | 18637 | 14321 | 11735 | 10015 |
1.5% | 39074 | 27961 | 21983 | 19329 | 15026 | 12454 | 10747 |
2% | 39757 | 28652 | 22685 | 20038 | 15753 | 13198 | 11509 |
2.5% | 40448 | 29355 | 23401 | 20763 | 16501 | 13969 | 12304 |
3% | 41146 | 30069 | 24131 | 21504 | 17270 | 14766 | 13128 |
3.5% | 41851 | 30793 | 24874 | 22261 | 18059 | 15589 | 13983 |
4% | 42564 | 31527 | 25631 | 23033 | 18870 | 16436 | 14866 |
4.5% | 43285 | 32273 | 26402 | 23821 | 19700 | 17308 | 15778 |
5% | 44012 | 33028 | 27187 | 24625 | 20551 | 18204 | 16716 |
5.5% | 44748 | 33795 | 27984 | 25443 | 21420 | 19122 | 17680 |
6% | 45491 | 34571 | 28795 | 26277 | 22309 | 20063 | 18670 |