Monthly Repayment |
HKD$122,820
|
Initial Payment |
HKD$25.9 Millions
|
Loan Amount |
HKD$25.9 Millions
|
Total interest |
HKD$10.95 Millions
|
complete insurance payment |
HKD$77,700 (0.3%)
|
Stamp Duty |
HKD$2,201,500
|
Legal Fee |
HKD$147,000
|
Agency Fee |
HKD$518,000
|
Total Expense |
HKD$2,944,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 319379 | 226894 | 177120 | 155010 | 119112 | 97609 | 83304 |
1.5% | 324996 | 232559 | 182842 | 160772 | 124979 | 103583 | 89386 |
2% | 330676 | 238314 | 188680 | 166668 | 131023 | 109778 | 95731 |
2.5% | 336419 | 244159 | 194634 | 172698 | 137244 | 116191 | 102336 |
3% | 342224 | 250092 | 200704 | 178860 | 143640 | 122820 | 109195 |
3.5% | 348092 | 256114 | 206888 | 185154 | 150209 | 129661 | 116302 |
4% | 354022 | 262224 | 213187 | 191579 | 156948 | 136709 | 123650 |
4.5% | 360014 | 268423 | 219598 | 198133 | 163856 | 143960 | 131231 |
5% | 366068 | 274709 | 226122 | 204815 | 170928 | 151408 | 139036 |
5.5% | 372184 | 281083 | 232757 | 211624 | 178162 | 159048 | 147057 |
6% | 378361 | 287543 | 239503 | 218558 | 185555 | 166874 | 155283 |