Monthly Repayment |
HKD$17,194
|
Initial Payment |
HKD$1.55 Millions
|
Loan Amount |
HKD$3.63 Millions
|
Total interest |
HKD$1.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,550
|
Legal Fee |
HKD$30,450
|
Agency Fee |
HKD$51,800
|
Total Expense |
HKD$198,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44713 | 31765 | 24796 | 21701 | 16675 | 13665 | 11662 |
1.5% | 45499 | 32558 | 25597 | 22508 | 17497 | 14501 | 12514 |
2% | 46294 | 33364 | 26415 | 23333 | 18343 | 15368 | 13402 |
2.5% | 47098 | 34182 | 27248 | 24177 | 19214 | 16266 | 14327 |
3% | 47911 | 35012 | 28098 | 25040 | 20109 | 17194 | 15287 |
3.5% | 48732 | 35856 | 28964 | 25921 | 21029 | 18152 | 16282 |
4% | 49563 | 36711 | 29846 | 26821 | 21972 | 19139 | 17311 |
4.5% | 50401 | 37579 | 30743 | 27738 | 22939 | 20154 | 18372 |
5% | 51249 | 38459 | 31657 | 28674 | 23929 | 21197 | 19465 |
5.5% | 52105 | 39351 | 32586 | 29627 | 24942 | 22266 | 20588 |
6% | 52970 | 40256 | 33530 | 30598 | 25977 | 23362 | 21739 |