Monthly Repayment |
HKD$17,161
|
Initial Payment |
HKD$1.55 Millions
|
Loan Amount |
HKD$3.62 Millions
|
Total interest |
HKD$1.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,325
|
Legal Fee |
HKD$30,425
|
Agency Fee |
HKD$51,700
|
Total Expense |
HKD$198,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44626 | 31703 | 24748 | 21659 | 16643 | 13639 | 11640 |
1.5% | 45411 | 32495 | 25548 | 22464 | 17463 | 14473 | 12489 |
2% | 46205 | 33299 | 26364 | 23288 | 18307 | 15339 | 13376 |
2.5% | 47007 | 34116 | 27196 | 24131 | 19177 | 16235 | 14299 |
3% | 47818 | 34945 | 28044 | 24992 | 20070 | 17161 | 15257 |
3.5% | 48638 | 35786 | 28908 | 25871 | 20988 | 18117 | 16250 |
4% | 49467 | 36640 | 29788 | 26769 | 21930 | 19102 | 17277 |
4.5% | 50304 | 37506 | 30684 | 27685 | 22895 | 20115 | 18336 |
5% | 51150 | 38385 | 31596 | 28618 | 23883 | 21156 | 19427 |
5.5% | 52005 | 39275 | 32523 | 29570 | 24894 | 22223 | 20548 |
6% | 52868 | 40178 | 33465 | 30539 | 25927 | 23317 | 21697 |