Monthly Repayment |
HKD$14,704
|
Initial Payment |
HKD$2.07 Millions
|
Loan Amount |
HKD$3.1 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,280
|
Legal Fee |
HKD$30,420
|
Agency Fee |
HKD$51,680
|
Total Expense |
HKD$198,380
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38236 | 27164 | 21205 | 18558 | 14260 | 11686 | 9973 |
1.5% | 38909 | 27842 | 21890 | 19247 | 14962 | 12401 | 10701 |
2% | 39589 | 28531 | 22589 | 19953 | 15686 | 13142 | 11461 |
2.5% | 40276 | 29231 | 23302 | 20675 | 16431 | 13910 | 12251 |
3% | 40971 | 29941 | 24028 | 21413 | 17196 | 14704 | 13073 |
3.5% | 41674 | 30662 | 24769 | 22167 | 17983 | 15523 | 13923 |
4% | 42384 | 31394 | 25523 | 22936 | 18790 | 16367 | 14803 |
4.5% | 43101 | 32136 | 26290 | 23720 | 19617 | 17235 | 15711 |
5% | 43826 | 32888 | 27071 | 24520 | 20463 | 18126 | 16645 |
5.5% | 44558 | 33651 | 27866 | 25336 | 21330 | 19041 | 17606 |
6% | 45298 | 34425 | 28673 | 26166 | 22215 | 19978 | 18590 |