Monthly Repayment |
HKD$14,681
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$3.1 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$116,100
|
Legal Fee |
HKD$30,400
|
Agency Fee |
HKD$51,600
|
Total Expense |
HKD$198,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38177 | 27122 | 21172 | 18529 | 14238 | 11667 | 9957 |
1.5% | 38849 | 27799 | 21856 | 19218 | 14939 | 12382 | 10684 |
2% | 39527 | 28487 | 22554 | 19923 | 15662 | 13122 | 11443 |
2.5% | 40214 | 29185 | 23266 | 20643 | 16405 | 13889 | 12232 |
3% | 40908 | 29895 | 23991 | 21380 | 17170 | 14681 | 13052 |
3.5% | 41609 | 30615 | 24730 | 22132 | 17955 | 15499 | 13902 |
4% | 42318 | 31345 | 25483 | 22900 | 18761 | 16341 | 14780 |
4.5% | 43034 | 32086 | 26250 | 23684 | 19586 | 17208 | 15686 |
5% | 43758 | 32837 | 27029 | 24482 | 20432 | 18098 | 16619 |
5.5% | 44489 | 33599 | 27823 | 25296 | 21296 | 19012 | 17578 |
6% | 45228 | 34371 | 28629 | 26125 | 22180 | 19947 | 18562 |