Monthly Repayment |
HKD$17,111
|
Initial Payment |
HKD$1.55 Millions
|
Loan Amount |
HKD$3.61 Millions
|
Total interest |
HKD$1.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$115,987
|
Legal Fee |
HKD$30,387
|
Agency Fee |
HKD$51,550
|
Total Expense |
HKD$197,924
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44497 | 31611 | 24677 | 21596 | 16595 | 13599 | 11606 |
1.5% | 45279 | 32401 | 25474 | 22399 | 17412 | 14431 | 12453 |
2% | 46071 | 33203 | 26287 | 23221 | 18254 | 15294 | 13337 |
2.5% | 46871 | 34017 | 27117 | 24061 | 19121 | 16188 | 14257 |
3% | 47680 | 34843 | 27963 | 24919 | 20012 | 17111 | 15213 |
3.5% | 48497 | 35682 | 28824 | 25796 | 20927 | 18065 | 16203 |
4% | 49323 | 36534 | 29702 | 26691 | 21866 | 19046 | 17227 |
4.5% | 50158 | 37397 | 30595 | 27604 | 22829 | 20057 | 18283 |
5% | 51002 | 38273 | 31504 | 28535 | 23814 | 21094 | 19371 |
5.5% | 51854 | 39161 | 32428 | 29484 | 24822 | 22159 | 20488 |
6% | 52714 | 40061 | 33368 | 30450 | 25852 | 23249 | 21634 |