Monthly Repayment |
HKD$17,095
|
Initial Payment |
HKD$1.55 Millions
|
Loan Amount |
HKD$3.61 Millions
|
Total interest |
HKD$1.52 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$115,875
|
Legal Fee |
HKD$30,375
|
Agency Fee |
HKD$51,500
|
Total Expense |
HKD$197,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44454 | 31581 | 24653 | 21575 | 16579 | 13586 | 11595 |
1.5% | 45236 | 32369 | 25449 | 22377 | 17395 | 14417 | 12441 |
2% | 46026 | 33170 | 26262 | 23198 | 18237 | 15279 | 13324 |
2.5% | 46825 | 33984 | 27091 | 24037 | 19102 | 16172 | 14244 |
3% | 47633 | 34810 | 27935 | 24895 | 19993 | 17095 | 15198 |
3.5% | 48450 | 35648 | 28796 | 25771 | 20907 | 18047 | 16188 |
4% | 49276 | 36498 | 29673 | 26665 | 21845 | 19028 | 17210 |
4.5% | 50110 | 37361 | 30565 | 27578 | 22807 | 20037 | 18266 |
5% | 50952 | 38236 | 31473 | 28508 | 23791 | 21074 | 19352 |
5.5% | 51804 | 39123 | 32397 | 29455 | 24798 | 22137 | 20468 |
6% | 52663 | 40022 | 33336 | 30421 | 25827 | 23227 | 21613 |