Monthly Repayment |
HKD$14,624
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$3.08 Millions
|
Total interest |
HKD$1.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$115,650
|
Legal Fee |
HKD$30,350
|
Agency Fee |
HKD$51,400
|
Total Expense |
HKD$197,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38029 | 27017 | 21090 | 18457 | 14183 | 11622 | 9919 |
1.5% | 38698 | 27691 | 21771 | 19143 | 14881 | 12334 | 10643 |
2% | 39374 | 28376 | 22466 | 19845 | 15601 | 13071 | 11399 |
2.5% | 40058 | 29072 | 23175 | 20563 | 16342 | 13835 | 12185 |
3% | 40749 | 29779 | 23898 | 21297 | 17103 | 14624 | 13002 |
3.5% | 41448 | 30496 | 24634 | 22046 | 17885 | 15439 | 13848 |
4% | 42154 | 31224 | 25384 | 22811 | 18688 | 16278 | 14723 |
4.5% | 42868 | 31962 | 26148 | 23592 | 19510 | 17141 | 15626 |
5% | 43588 | 32710 | 26925 | 24388 | 20353 | 18028 | 16555 |
5.5% | 44317 | 33469 | 27715 | 25198 | 21214 | 18938 | 17510 |
6% | 45052 | 34238 | 28518 | 26024 | 22094 | 19870 | 18490 |