Monthly Repayment |
HKD$14,596
|
Initial Payment |
HKD$2.05 Millions
|
Loan Amount |
HKD$3.08 Millions
|
Total interest |
HKD$1.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$115,425
|
Legal Fee |
HKD$30,325
|
Agency Fee |
HKD$51,300
|
Total Expense |
HKD$197,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37955 | 26964 | 21049 | 18421 | 14155 | 11600 | 9900 |
1.5% | 38623 | 27637 | 21729 | 19106 | 14852 | 12310 | 10622 |
2% | 39298 | 28321 | 22423 | 19807 | 15571 | 13046 | 11376 |
2.5% | 39980 | 29016 | 23130 | 20523 | 16310 | 13808 | 12161 |
3% | 40670 | 29721 | 23852 | 21256 | 17070 | 14596 | 12976 |
3.5% | 41367 | 30437 | 24587 | 22004 | 17851 | 15409 | 13821 |
4% | 42072 | 31163 | 25335 | 22767 | 18652 | 16246 | 14694 |
4.5% | 42784 | 31899 | 26097 | 23546 | 19472 | 17108 | 15595 |
5% | 43504 | 32646 | 26872 | 24340 | 20313 | 17993 | 16523 |
5.5% | 44230 | 33404 | 27661 | 25149 | 21173 | 18901 | 17476 |
6% | 44965 | 34172 | 28462 | 25973 | 22051 | 19831 | 18454 |