Monthly Repayment |
HKD$16,995
|
Initial Payment |
HKD$1.54 Millions
|
Loan Amount |
HKD$3.58 Millions
|
Total interest |
HKD$1.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$115,200
|
Legal Fee |
HKD$30,300
|
Agency Fee |
HKD$51,200
|
Total Expense |
HKD$196,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44195 | 31397 | 24509 | 21450 | 16482 | 13507 | 11527 |
1.5% | 44972 | 32181 | 25301 | 22247 | 17294 | 14333 | 12369 |
2% | 45758 | 32977 | 26109 | 23063 | 18130 | 15190 | 13247 |
2.5% | 46553 | 33786 | 26933 | 23897 | 18991 | 16078 | 14161 |
3% | 47356 | 34607 | 27773 | 24750 | 19876 | 16995 | 15110 |
3.5% | 48168 | 35440 | 28628 | 25621 | 20785 | 17942 | 16093 |
4% | 48989 | 36286 | 29500 | 26510 | 21718 | 18917 | 17110 |
4.5% | 49818 | 37144 | 30387 | 27417 | 22674 | 19921 | 18159 |
5% | 50655 | 38013 | 31290 | 28342 | 23652 | 20951 | 19239 |
5.5% | 51502 | 38895 | 32208 | 29284 | 24653 | 22008 | 20349 |
6% | 52357 | 39789 | 33142 | 30243 | 25676 | 23091 | 21487 |