Monthly Repayment |
HKD$14,567
|
Initial Payment |
HKD$2.05 Millions
|
Loan Amount |
HKD$3.07 Millions
|
Total interest |
HKD$1.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$115,200
|
Legal Fee |
HKD$30,300
|
Agency Fee |
HKD$51,200
|
Total Expense |
HKD$196,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37881 | 26911 | 21008 | 18385 | 14127 | 11577 | 9880 |
1.5% | 38547 | 27583 | 21686 | 19069 | 14823 | 12286 | 10602 |
2% | 39221 | 28266 | 22379 | 19768 | 15540 | 13020 | 11354 |
2.5% | 39902 | 28959 | 23085 | 20483 | 16278 | 13781 | 12138 |
3% | 40591 | 29663 | 23805 | 21214 | 17037 | 14567 | 12951 |
3.5% | 41287 | 30377 | 24539 | 21961 | 17816 | 15379 | 13794 |
4% | 41990 | 31102 | 25286 | 22723 | 18615 | 16215 | 14666 |
4.5% | 42701 | 31837 | 26046 | 23500 | 19434 | 17075 | 15565 |
5% | 43419 | 32583 | 26820 | 24293 | 20273 | 17958 | 16491 |
5.5% | 44144 | 33339 | 27607 | 25100 | 21131 | 18864 | 17442 |
6% | 44877 | 34105 | 28407 | 25923 | 22008 | 19792 | 18418 |