Monthly Repayment |
HKD$16,962
|
Initial Payment |
HKD$1.53 Millions
|
Loan Amount |
HKD$3.58 Millions
|
Total interest |
HKD$1.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,975
|
Legal Fee |
HKD$30,275
|
Agency Fee |
HKD$51,100
|
Total Expense |
HKD$196,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44108 | 31335 | 24461 | 21408 | 16450 | 13480 | 11505 |
1.5% | 44884 | 32118 | 25252 | 22203 | 17260 | 14305 | 12344 |
2% | 45669 | 32913 | 26058 | 23018 | 18095 | 15161 | 13221 |
2.5% | 46462 | 33720 | 26880 | 23851 | 18954 | 16047 | 14133 |
3% | 47263 | 34539 | 27718 | 24702 | 19837 | 16962 | 15080 |
3.5% | 48074 | 35371 | 28573 | 25571 | 20745 | 17907 | 16062 |
4% | 48893 | 36215 | 29442 | 26458 | 21675 | 18880 | 17077 |
4.5% | 49720 | 37071 | 30328 | 27363 | 22629 | 19882 | 18124 |
5% | 50556 | 37939 | 31229 | 28286 | 23606 | 20910 | 19202 |
5.5% | 51401 | 38819 | 32145 | 29227 | 24605 | 21965 | 20309 |
6% | 52254 | 39712 | 33077 | 30184 | 25626 | 23046 | 21445 |