Monthly Repayment |
HKD$120,923
|
Initial Payment |
HKD$25.5 Millions
|
Loan Amount |
HKD$25.5 Millions
|
Total interest |
HKD$10.78 Millions
|
complete insurance payment |
HKD$76,500 (0.3%)
|
Stamp Duty |
HKD$2,167,500
|
Legal Fee |
HKD$145,000
|
Agency Fee |
HKD$510,000
|
Total Expense |
HKD$2,899,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 314446 | 223390 | 174384 | 152616 | 117273 | 96102 | 82018 |
1.5% | 319977 | 228968 | 180018 | 158289 | 123049 | 101983 | 88005 |
2% | 325569 | 234634 | 185766 | 164094 | 129000 | 108082 | 94252 |
2.5% | 331223 | 240388 | 191629 | 170031 | 135125 | 114397 | 100755 |
3% | 336939 | 246229 | 197604 | 176098 | 141422 | 120923 | 107509 |
3.5% | 342716 | 252158 | 203693 | 182295 | 147889 | 127659 | 114506 |
4% | 348554 | 258175 | 209894 | 188620 | 154524 | 134598 | 121740 |
4.5% | 354454 | 264277 | 216207 | 195073 | 161325 | 141737 | 129204 |
5% | 360414 | 270467 | 222630 | 201652 | 168288 | 149070 | 136889 |
5.5% | 366436 | 276742 | 229163 | 208356 | 175411 | 156592 | 144786 |
6% | 372518 | 283102 | 235804 | 215183 | 182689 | 164296 | 152885 |