Monthly Repayment |
HKD$14,510
|
Initial Payment |
HKD$2.04 Millions
|
Loan Amount |
HKD$3.06 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,750
|
Legal Fee |
HKD$30,250
|
Agency Fee |
HKD$51,000
|
Total Expense |
HKD$196,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37733 | 26806 | 20926 | 18313 | 14072 | 11532 | 9842 |
1.5% | 38397 | 27476 | 21602 | 18994 | 14765 | 12238 | 10560 |
2% | 39068 | 28156 | 22292 | 19691 | 15480 | 12969 | 11310 |
2.5% | 39746 | 28846 | 22995 | 20403 | 16215 | 13727 | 12090 |
3% | 40432 | 29547 | 23712 | 21131 | 16970 | 14510 | 12901 |
3.5% | 41125 | 30259 | 24443 | 21875 | 17746 | 15319 | 13740 |
4% | 41826 | 30981 | 25187 | 22634 | 18542 | 16151 | 14608 |
4.5% | 42534 | 31713 | 25944 | 23408 | 19359 | 17008 | 15504 |
5% | 43249 | 32456 | 26715 | 24198 | 20194 | 17888 | 16426 |
5.5% | 43972 | 33209 | 27499 | 25002 | 21049 | 18791 | 17374 |
6% | 44702 | 33972 | 28296 | 25822 | 21922 | 19715 | 18346 |