Monthly Repayment |
HKD$16,896
|
Initial Payment |
HKD$1.53 Millions
|
Loan Amount |
HKD$3.56 Millions
|
Total interest |
HKD$1.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,525
|
Legal Fee |
HKD$30,225
|
Agency Fee |
HKD$50,900
|
Total Expense |
HKD$195,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43936 | 31213 | 24365 | 21324 | 16386 | 13427 | 11460 |
1.5% | 44708 | 31992 | 25153 | 22117 | 17193 | 14249 | 12296 |
2% | 45490 | 32784 | 25956 | 22928 | 18024 | 15101 | 13169 |
2.5% | 46280 | 33588 | 26775 | 23757 | 18880 | 15984 | 14078 |
3% | 47078 | 34404 | 27610 | 24605 | 19760 | 16896 | 15021 |
3.5% | 47886 | 35233 | 28461 | 25471 | 20663 | 17837 | 15999 |
4% | 48701 | 36073 | 29327 | 26355 | 21591 | 18806 | 17010 |
4.5% | 49526 | 36926 | 30209 | 27256 | 22541 | 19804 | 18053 |
5% | 50359 | 37791 | 31107 | 28175 | 23514 | 20828 | 19126 |
5.5% | 51200 | 38667 | 32019 | 29112 | 24509 | 21879 | 20230 |
6% | 52050 | 39556 | 32947 | 30066 | 25526 | 22956 | 21361 |