Monthly Repayment |
HKD$14,482
|
Initial Payment |
HKD$2.04 Millions
|
Loan Amount |
HKD$3.05 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,525
|
Legal Fee |
HKD$30,225
|
Agency Fee |
HKD$50,900
|
Total Expense |
HKD$195,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37659 | 26754 | 20885 | 18278 | 14045 | 11509 | 9822 |
1.5% | 38321 | 27422 | 21559 | 18957 | 14736 | 12214 | 10539 |
2% | 38991 | 28100 | 22248 | 19652 | 15449 | 12944 | 11288 |
2.5% | 39668 | 28790 | 22950 | 20363 | 16183 | 13700 | 12066 |
3% | 40353 | 29489 | 23666 | 21090 | 16937 | 14482 | 12875 |
3.5% | 41045 | 30199 | 24395 | 21832 | 17711 | 15289 | 13713 |
4% | 41744 | 30920 | 25137 | 22590 | 18506 | 16120 | 14580 |
4.5% | 42451 | 31651 | 25893 | 23362 | 19321 | 16975 | 15474 |
5% | 43164 | 32392 | 26663 | 24150 | 20155 | 17853 | 16394 |
5.5% | 43886 | 33143 | 27445 | 24953 | 21008 | 18754 | 17340 |
6% | 44614 | 33905 | 28241 | 25771 | 21879 | 19676 | 18310 |