Monthly Repayment |
HKD$120,449
|
Initial Payment |
HKD$25.4 Millions
|
Loan Amount |
HKD$25.4 Millions
|
Total interest |
HKD$10.73 Millions
|
complete insurance payment |
HKD$76,200 (0.3%)
|
Stamp Duty |
HKD$2,159,000
|
Legal Fee |
HKD$144,500
|
Agency Fee |
HKD$508,000
|
Total Expense |
HKD$2,887,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 313213 | 222514 | 173700 | 152017 | 116813 | 95725 | 81696 |
1.5% | 318722 | 228070 | 179312 | 157668 | 122566 | 101583 | 87660 |
2% | 324292 | 233714 | 185038 | 163451 | 128494 | 107659 | 93883 |
2.5% | 329924 | 239445 | 190877 | 169364 | 134595 | 113948 | 100360 |
3% | 335617 | 245264 | 196829 | 175407 | 140867 | 120449 | 107087 |
3.5% | 341372 | 251170 | 202894 | 181580 | 147309 | 127158 | 114057 |
4% | 347187 | 257162 | 209071 | 187880 | 153919 | 134070 | 121263 |
4.5% | 353064 | 263241 | 215359 | 194308 | 160692 | 141181 | 128698 |
5% | 359001 | 269406 | 221757 | 200861 | 167628 | 148485 | 136352 |
5.5% | 364999 | 275656 | 228264 | 207539 | 174723 | 155978 | 144218 |
6% | 371057 | 281992 | 234879 | 214339 | 181973 | 163652 | 152285 |