| Monthly Repayment |
HKD$16,862
|
| Loan Amount |
HKD$3.56 Millions
|
| Total interest |
HKD$1.5 Millions
|
| Total repayment |
HKD$5.06 Millions
|
| Down payment |
HKD$1,520,000
|
| Stamp Duty |
HKD$114,300
|
| Legal Fee |
HKD$30,200
|
| Agency Fee |
HKD$50,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,715,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 43849 | 31152 | 24318 | 21282 | 16353 | 13401 | 11437 |
| 1.5% | 44621 | 31929 | 25103 | 22073 | 17159 | 14221 | 12272 |
| 2% | 45400 | 32719 | 25905 | 22883 | 17989 | 15072 | 13143 |
| 2.5% | 46189 | 33522 | 26722 | 23711 | 18843 | 15952 | 14050 |
| 3% | 46986 | 34337 | 27556 | 24557 | 19721 | 16862 | 14992 |
| 3.5% | 47792 | 35163 | 28405 | 25421 | 20623 | 17802 | 15968 |
| 4% | 48606 | 36002 | 29270 | 26303 | 21548 | 18769 | 16976 |
| 4.5% | 49428 | 36853 | 30150 | 27203 | 22497 | 19765 | 18017 |
| 5% | 50260 | 37716 | 31046 | 28120 | 23468 | 20788 | 19089 |
| 5.5% | 51099 | 38591 | 31957 | 29055 | 24461 | 21836 | 20190 |
| 6% | 51948 | 39478 | 32883 | 30007 | 25476 | 22911 | 21320 |
