Monthly Repayment |
HKD$14,425
|
Initial Payment |
HKD$2.03 Millions
|
Loan Amount |
HKD$3.04 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,075
|
Legal Fee |
HKD$30,175
|
Agency Fee |
HKD$50,700
|
Total Expense |
HKD$194,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37511 | 26649 | 20803 | 18206 | 13989 | 11464 | 9784 |
1.5% | 38171 | 27314 | 21475 | 18883 | 14679 | 12166 | 10498 |
2% | 38838 | 27990 | 22160 | 19575 | 15388 | 12893 | 11243 |
2.5% | 39513 | 28676 | 22860 | 20283 | 16119 | 13646 | 12019 |
3% | 40194 | 29373 | 23573 | 21007 | 16870 | 14425 | 12825 |
3.5% | 40884 | 30081 | 24299 | 21746 | 17642 | 15228 | 13659 |
4% | 41580 | 30798 | 25039 | 22501 | 18433 | 16056 | 14522 |
4.5% | 42284 | 31526 | 25792 | 23271 | 19245 | 16908 | 15413 |
5% | 42995 | 32265 | 26558 | 24055 | 20075 | 17783 | 16330 |
5.5% | 43713 | 33013 | 27337 | 24855 | 20925 | 18680 | 17272 |
6% | 44439 | 33772 | 28130 | 25670 | 21793 | 19599 | 18238 |