Monthly Repayment |
HKD$16,796
|
Initial Payment |
HKD$1.52 Millions
|
Loan Amount |
HKD$3.54 Millions
|
Total interest |
HKD$1.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$113,850
|
Legal Fee |
HKD$30,150
|
Agency Fee |
HKD$50,600
|
Total Expense |
HKD$194,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43677 | 31029 | 24222 | 21198 | 16289 | 13348 | 11392 |
1.5% | 44445 | 31804 | 25004 | 21986 | 17091 | 14165 | 12224 |
2% | 45222 | 32591 | 25803 | 22793 | 17918 | 15012 | 13091 |
2.5% | 46007 | 33390 | 26617 | 23617 | 18769 | 15890 | 13995 |
3% | 46801 | 34201 | 27447 | 24460 | 19643 | 16796 | 14933 |
3.5% | 47603 | 35025 | 28293 | 25321 | 20542 | 17732 | 15905 |
4% | 48414 | 35861 | 29154 | 26199 | 21463 | 18695 | 16910 |
4.5% | 49234 | 36708 | 30031 | 27096 | 22408 | 19687 | 17946 |
5% | 50062 | 37568 | 30923 | 28009 | 23375 | 20706 | 19014 |
5.5% | 50898 | 38440 | 31831 | 28941 | 24364 | 21750 | 20111 |
6% | 51743 | 39323 | 32753 | 29889 | 25375 | 22821 | 21236 |