Monthly Repayment |
HKD$14,397
|
Initial Payment |
HKD$2.02 Millions
|
Loan Amount |
HKD$3.04 Millions
|
Total interest |
HKD$1.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$113,850
|
Legal Fee |
HKD$30,150
|
Agency Fee |
HKD$50,600
|
Total Expense |
HKD$194,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37437 | 26596 | 20762 | 18170 | 13962 | 11441 | 9764 |
1.5% | 38096 | 27260 | 21432 | 18845 | 14650 | 12142 | 10477 |
2% | 38761 | 27935 | 22117 | 19536 | 15358 | 12868 | 11221 |
2.5% | 39435 | 28620 | 22815 | 20243 | 16087 | 13620 | 11995 |
3% | 40115 | 29315 | 23526 | 20966 | 16837 | 14397 | 12799 |
3.5% | 40803 | 30021 | 24251 | 21703 | 17607 | 15198 | 13632 |
4% | 41498 | 30738 | 24989 | 22456 | 18397 | 16025 | 14494 |
4.5% | 42200 | 31464 | 25741 | 23225 | 19207 | 16875 | 15382 |
5% | 42910 | 32201 | 26506 | 24008 | 20036 | 17748 | 16297 |
5.5% | 43627 | 32948 | 27283 | 24806 | 20884 | 18643 | 17238 |
6% | 44351 | 33705 | 28074 | 25619 | 21750 | 19560 | 18202 |