Monthly Repayment |
HKD$14,340
|
Initial Payment |
HKD$2.02 Millions
|
Loan Amount |
HKD$3.02 Millions
|
Total interest |
HKD$1.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$113,400
|
Legal Fee |
HKD$30,100
|
Agency Fee |
HKD$50,400
|
Total Expense |
HKD$193,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37289 | 26491 | 20679 | 18098 | 13907 | 11396 | 9726 |
1.5% | 37945 | 27152 | 21348 | 18771 | 14592 | 12094 | 10436 |
2% | 38608 | 27824 | 22029 | 19459 | 15297 | 12817 | 11177 |
2.5% | 39279 | 28507 | 22724 | 20163 | 16024 | 13566 | 11948 |
3% | 39957 | 29199 | 23433 | 20883 | 16771 | 14340 | 12749 |
3.5% | 40642 | 29903 | 24155 | 21618 | 17537 | 15138 | 13579 |
4% | 41334 | 30616 | 24891 | 22368 | 18324 | 15961 | 14437 |
4.5% | 42034 | 31340 | 25639 | 23133 | 19131 | 16808 | 15322 |
5% | 42740 | 32074 | 26401 | 23913 | 19957 | 17678 | 16233 |
5.5% | 43455 | 32818 | 27176 | 24708 | 20801 | 18570 | 17169 |
6% | 44176 | 33572 | 27963 | 25518 | 21664 | 19483 | 18130 |