Monthly Repayment |
HKD$16,696
|
Initial Payment |
HKD$1.51 Millions
|
Loan Amount |
HKD$3.52 Millions
|
Total interest |
HKD$1.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$113,175
|
Legal Fee |
HKD$30,075
|
Agency Fee |
HKD$50,300
|
Total Expense |
HKD$193,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43418 | 30845 | 24078 | 21072 | 16192 | 13269 | 11324 |
1.5% | 44181 | 31615 | 24856 | 21856 | 16990 | 14081 | 12151 |
2% | 44954 | 32397 | 25650 | 22657 | 17812 | 14923 | 13014 |
2.5% | 45734 | 33192 | 26459 | 23477 | 18657 | 15795 | 13912 |
3% | 46524 | 33999 | 27284 | 24315 | 19527 | 16696 | 14844 |
3.5% | 47321 | 34817 | 28125 | 25171 | 20420 | 17626 | 15810 |
4% | 48127 | 35648 | 28981 | 26044 | 21336 | 18585 | 16809 |
4.5% | 48942 | 36491 | 29853 | 26935 | 22275 | 19570 | 17840 |
5% | 49765 | 37345 | 30740 | 27843 | 23237 | 20583 | 18901 |
5.5% | 50596 | 38212 | 31642 | 28769 | 24220 | 21622 | 19991 |
6% | 51436 | 39090 | 32559 | 29712 | 25225 | 22685 | 21110 |