Monthly Repayment |
HKD$14,294
|
Initial Payment |
HKD$2.01 Millions
|
Loan Amount |
HKD$3.01 Millions
|
Total interest |
HKD$1.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$113,040
|
Legal Fee |
HKD$30,060
|
Agency Fee |
HKD$50,240
|
Total Expense |
HKD$193,340
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37171 | 26407 | 20614 | 18041 | 13863 | 11360 | 9695 |
1.5% | 37825 | 27066 | 21280 | 18711 | 14545 | 12055 | 10403 |
2% | 38486 | 27736 | 21959 | 19397 | 15249 | 12776 | 11141 |
2.5% | 39154 | 28416 | 22652 | 20099 | 15973 | 13523 | 11910 |
3% | 39830 | 29107 | 23359 | 20816 | 16717 | 14294 | 12708 |
3.5% | 40513 | 29808 | 24078 | 21549 | 17482 | 15090 | 13536 |
4% | 41203 | 30519 | 24812 | 22297 | 18266 | 15911 | 14391 |
4.5% | 41900 | 31240 | 25558 | 23059 | 19070 | 16755 | 15273 |
5% | 42605 | 31972 | 26317 | 23837 | 19893 | 17621 | 16181 |
5.5% | 43317 | 32714 | 27089 | 24630 | 20735 | 18511 | 17115 |
6% | 44036 | 33466 | 27874 | 25437 | 21596 | 19421 | 18072 |