Monthly Repayment |
HKD$14,283
|
Initial Payment |
HKD$2.01 Millions
|
Loan Amount |
HKD$3.01 Millions
|
Total interest |
HKD$1.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,950
|
Legal Fee |
HKD$30,050
|
Agency Fee |
HKD$50,200
|
Total Expense |
HKD$193,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37141 | 26386 | 20597 | 18026 | 13852 | 11351 | 9687 |
1.5% | 37794 | 27045 | 21263 | 18696 | 14534 | 12046 | 10395 |
2% | 38455 | 27714 | 21942 | 19382 | 15237 | 12766 | 11132 |
2.5% | 39123 | 28394 | 22634 | 20083 | 15960 | 13512 | 11901 |
3% | 39798 | 29084 | 23340 | 20800 | 16704 | 14283 | 12698 |
3.5% | 40480 | 29784 | 24059 | 21532 | 17468 | 15078 | 13525 |
4% | 41170 | 30495 | 24792 | 22279 | 18252 | 15898 | 14379 |
4.5% | 41867 | 31215 | 25537 | 23041 | 19055 | 16741 | 15261 |
5% | 42571 | 31946 | 26296 | 23818 | 19877 | 17607 | 16169 |
5.5% | 43282 | 32688 | 27068 | 24610 | 20719 | 18496 | 17101 |
6% | 44000 | 33439 | 27852 | 25416 | 21578 | 19406 | 18058 |