Monthly Repayment |
HKD$16,643
|
Initial Payment |
HKD$1.5 Millions
|
Loan Amount |
HKD$3.51 Millions
|
Total interest |
HKD$1.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,815
|
Legal Fee |
HKD$30,035
|
Agency Fee |
HKD$50,140
|
Total Expense |
HKD$192,990
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43280 | 30747 | 24002 | 21005 | 16141 | 13227 | 11288 |
1.5% | 44041 | 31515 | 24777 | 21786 | 16936 | 14036 | 12113 |
2% | 44811 | 32294 | 25568 | 22585 | 17755 | 14876 | 12972 |
2.5% | 45589 | 33086 | 26375 | 23402 | 18598 | 15745 | 13867 |
3% | 46376 | 33890 | 27198 | 24238 | 19465 | 16643 | 14797 |
3.5% | 47171 | 34706 | 28036 | 25090 | 20355 | 17570 | 15760 |
4% | 47974 | 35535 | 28889 | 25961 | 21268 | 18526 | 16756 |
4.5% | 48786 | 36375 | 29758 | 26849 | 22204 | 19508 | 17783 |
5% | 49607 | 37226 | 30642 | 27755 | 23163 | 20517 | 18841 |
5.5% | 50435 | 38090 | 31541 | 28677 | 24143 | 21553 | 19928 |
6% | 51273 | 38965 | 32455 | 29617 | 25145 | 22613 | 21043 |