Monthly Repayment |
HKD$172,645
|
Initial Payment |
HKD$25 Millions
|
Loan Amount |
HKD$25 Millions
|
Total interest |
HKD$6.08 Millions
|
complete insurance payment |
HKD$75,000 (0.3%)
|
Stamp Duty |
HKD$2,125,000
|
Legal Fee |
HKD$142,500
|
Agency Fee |
HKD$500,000
|
Total Expense |
HKD$2,842,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 308281 | 219010 | 170965 | 149623 | 114973 | 94218 | 80409 |
1.5% | 313703 | 224478 | 176488 | 155185 | 120636 | 99984 | 86280 |
2% | 319185 | 230033 | 182124 | 160877 | 126470 | 105963 | 92404 |
2.5% | 324728 | 235674 | 187871 | 166697 | 132475 | 112154 | 98780 |
3% | 330332 | 241401 | 193730 | 172645 | 138649 | 118552 | 105401 |
3.5% | 335996 | 247214 | 199699 | 178720 | 144989 | 125155 | 112261 |
4% | 341720 | 253112 | 205779 | 184921 | 151495 | 131959 | 119353 |
4.5% | 347504 | 259096 | 211967 | 191248 | 158162 | 138958 | 126671 |
5% | 353347 | 265163 | 218264 | 197698 | 164988 | 146147 | 134205 |
5.5% | 359251 | 271315 | 224669 | 204270 | 171971 | 153521 | 141947 |
6% | 365213 | 277551 | 231180 | 210964 | 179107 | 161075 | 149887 |