Monthly Repayment |
HKD$17,264
|
Initial Payment |
HKD$2.5 Millions
|
Loan Amount |
HKD$2.5 Millions
|
Total interest |
HKD$0.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,500
|
Legal Fee |
HKD$30,000
|
Agency Fee |
HKD$50,000
|
Total Expense |
HKD$192,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30828 | 21901 | 17096 | 14962 | 11497 | 9421 | 8040 |
1.5% | 31370 | 22447 | 17648 | 15518 | 12063 | 9998 | 8628 |
2% | 31918 | 23003 | 18212 | 16087 | 12647 | 10596 | 9240 |
2.5% | 32472 | 23567 | 18787 | 16669 | 13247 | 11215 | 9878 |
3% | 33033 | 24140 | 19373 | 17264 | 13864 | 11855 | 10540 |
3.5% | 33599 | 24721 | 19969 | 17872 | 14498 | 12515 | 11226 |
4% | 34172 | 25311 | 20577 | 18492 | 15149 | 13195 | 11935 |
4.5% | 34750 | 25909 | 21196 | 19124 | 15816 | 13895 | 12667 |
5% | 35334 | 26516 | 21826 | 19769 | 16498 | 14614 | 13420 |
5.5% | 35925 | 27131 | 22466 | 20427 | 17197 | 15352 | 14194 |
6% | 36521 | 27755 | 23118 | 21096 | 17910 | 16107 | 14988 |