Monthly Repayment |
HKD$1,726
|
Initial Payment |
HKD$0.25 Millions
|
Loan Amount |
HKD$0.25 Millions
|
Total interest |
HKD$0.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$6,250
|
Agency Fee |
HKD$5,000
|
Total Expense |
HKD$11,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3082 | 2190 | 1709 | 1496 | 1149 | 942 | 804 |
1.5% | 3137 | 2244 | 1764 | 1551 | 1206 | 999 | 862 |
2% | 3191 | 2300 | 1821 | 1608 | 1264 | 1059 | 924 |
2.5% | 3247 | 2356 | 1878 | 1666 | 1324 | 1121 | 987 |
3% | 3303 | 2414 | 1937 | 1726 | 1386 | 1185 | 1054 |
3.5% | 3359 | 2472 | 1996 | 1787 | 1449 | 1251 | 1122 |
4% | 3417 | 2531 | 2057 | 1849 | 1514 | 1319 | 1193 |
4.5% | 3475 | 2590 | 2119 | 1912 | 1581 | 1389 | 1266 |
5% | 3533 | 2651 | 2182 | 1976 | 1649 | 1461 | 1342 |
5.5% | 3592 | 2713 | 2246 | 2042 | 1719 | 1535 | 1419 |
6% | 3652 | 2775 | 2311 | 2109 | 1791 | 1610 | 1498 |