Monthly Repayment |
HKD$16,590
|
Initial Payment |
HKD$1.5 Millions
|
Loan Amount |
HKD$3.5 Millions
|
Total interest |
HKD$1.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,455
|
Legal Fee |
HKD$29,990
|
Agency Fee |
HKD$49,980
|
Total Expense |
HKD$192,425
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43142 | 30649 | 23925 | 20938 | 16089 | 13185 | 11252 |
1.5% | 43900 | 31414 | 24698 | 21717 | 16882 | 13992 | 12074 |
2% | 44668 | 32191 | 25487 | 22513 | 17698 | 14828 | 12931 |
2.5% | 45443 | 32981 | 26291 | 23328 | 18539 | 15695 | 13823 |
3% | 46228 | 33782 | 27111 | 24160 | 19403 | 16590 | 14750 |
3.5% | 47020 | 34596 | 27946 | 25010 | 20290 | 17514 | 15710 |
4% | 47821 | 35421 | 28797 | 25878 | 21200 | 18466 | 16702 |
4.5% | 48631 | 36258 | 29663 | 26764 | 22133 | 19446 | 17726 |
5% | 49448 | 37108 | 30544 | 27666 | 23089 | 20452 | 18781 |
5.5% | 50275 | 37969 | 31441 | 28586 | 24066 | 21484 | 19864 |
6% | 51109 | 38841 | 32352 | 29523 | 25065 | 22541 | 20975 |