Monthly Repayment |
HKD$16,531
|
Initial Payment |
HKD$1.49 Millions
|
Loan Amount |
HKD$3.49 Millions
|
Total interest |
HKD$1.47 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,050
|
Legal Fee |
HKD$29,900
|
Agency Fee |
HKD$49,800
|
Total Expense |
HKD$191,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42986 | 30538 | 23839 | 20863 | 16031 | 13137 | 11212 |
1.5% | 43742 | 31301 | 24609 | 21639 | 16821 | 13941 | 12030 |
2% | 44507 | 32075 | 25395 | 22432 | 17635 | 14775 | 12884 |
2.5% | 45280 | 32862 | 26196 | 23244 | 18472 | 15638 | 13773 |
3% | 46061 | 33661 | 27013 | 24073 | 19333 | 16531 | 14697 |
3.5% | 46851 | 34471 | 27846 | 24920 | 20217 | 17451 | 15653 |
4% | 47649 | 35294 | 28693 | 25785 | 21124 | 18400 | 16642 |
4.5% | 48455 | 36128 | 29556 | 26667 | 22054 | 19376 | 17663 |
5% | 49270 | 36974 | 30434 | 27567 | 23006 | 20378 | 18713 |
5.5% | 50093 | 37832 | 31327 | 28483 | 23979 | 21407 | 19793 |
6% | 50925 | 38701 | 32235 | 29416 | 24974 | 22460 | 20900 |