Monthly Repayment |
HKD$16,497
|
Initial Payment |
HKD$1.49 Millions
|
Loan Amount |
HKD$3.48 Millions
|
Total interest |
HKD$1.47 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$111,825
|
Legal Fee |
HKD$29,850
|
Agency Fee |
HKD$49,700
|
Total Expense |
HKD$191,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42900 | 30477 | 23791 | 20821 | 15999 | 13111 | 11189 |
1.5% | 43654 | 31238 | 24560 | 21595 | 16787 | 13913 | 12006 |
2% | 44417 | 32011 | 25344 | 22387 | 17599 | 14745 | 12859 |
2.5% | 45189 | 32796 | 26144 | 23197 | 18435 | 15607 | 13746 |
3% | 45969 | 33593 | 26959 | 24025 | 19294 | 16497 | 14667 |
3.5% | 46757 | 34402 | 27790 | 24870 | 20176 | 17416 | 15622 |
4% | 47553 | 35223 | 28636 | 25733 | 21082 | 18363 | 16609 |
4.5% | 48358 | 36055 | 29497 | 26614 | 22009 | 19337 | 17627 |
5% | 49171 | 36900 | 30373 | 27511 | 22959 | 20337 | 18676 |
5.5% | 49993 | 37756 | 31265 | 28426 | 23931 | 21364 | 19753 |
6% | 50823 | 38624 | 32171 | 29357 | 24924 | 22415 | 20858 |