Monthly Repayment |
HKD$14,140
|
Initial Payment |
HKD$1.99 Millions
|
Loan Amount |
HKD$2.98 Millions
|
Total interest |
HKD$1.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$111,825
|
Legal Fee |
HKD$29,850
|
Agency Fee |
HKD$49,700
|
Total Expense |
HKD$191,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36771 | 26123 | 20392 | 17847 | 13714 | 11238 | 9591 |
1.5% | 37418 | 26775 | 21051 | 18510 | 14389 | 11926 | 10291 |
2% | 38072 | 27438 | 21723 | 19189 | 15085 | 12639 | 11022 |
2.5% | 38733 | 28111 | 22409 | 19883 | 15801 | 13377 | 11782 |
3% | 39402 | 28794 | 23108 | 20593 | 16538 | 14140 | 12572 |
3.5% | 40077 | 29487 | 23820 | 21317 | 17294 | 14928 | 13390 |
4% | 40760 | 30191 | 24545 | 22057 | 18070 | 15740 | 14236 |
4.5% | 41450 | 30904 | 25283 | 22812 | 18865 | 16574 | 15109 |
5% | 42147 | 31628 | 26034 | 23581 | 19679 | 17432 | 16008 |
5.5% | 42851 | 32362 | 26798 | 24365 | 20512 | 18312 | 16931 |
6% | 43562 | 33106 | 27575 | 25163 | 21363 | 19213 | 17878 |