| Monthly Repayment |
HKD$16,464
|
| Loan Amount |
HKD$3.47 Millions
|
| Total interest |
HKD$1.47 Millions
|
| Total repayment |
HKD$4.94 Millions
|
| Down payment |
HKD$1,490,000
|
| Stamp Duty |
HKD$111,600
|
| Legal Fee |
HKD$29,800
|
| Agency Fee |
HKD$49,600
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,681,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 42814 | 30416 | 23743 | 20779 | 15967 | 13085 | 11167 |
| 1.5% | 43567 | 31175 | 24510 | 21552 | 16753 | 13885 | 11982 |
| 2% | 44328 | 31947 | 25293 | 22342 | 17564 | 14716 | 12833 |
| 2.5% | 45098 | 32730 | 26091 | 23150 | 18398 | 15575 | 13718 |
| 3% | 45876 | 33525 | 26905 | 23976 | 19255 | 16464 | 14638 |
| 3.5% | 46663 | 34333 | 27734 | 24820 | 20136 | 17381 | 15590 |
| 4% | 47458 | 35152 | 28578 | 25681 | 21039 | 18326 | 16575 |
| 4.5% | 48261 | 35983 | 29438 | 26560 | 21965 | 19298 | 17592 |
| 5% | 49072 | 36825 | 30312 | 27456 | 22913 | 20296 | 18638 |
| 5.5% | 49892 | 37680 | 31202 | 28369 | 23883 | 21321 | 19713 |
| 6% | 50720 | 38546 | 32106 | 29298 | 24874 | 22370 | 20816 |
