Monthly Repayment |
HKD$14,112
|
Initial Payment |
HKD$1.98 Millions
|
Loan Amount |
HKD$2.98 Millions
|
Total interest |
HKD$1.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$111,600
|
Legal Fee |
HKD$29,800
|
Agency Fee |
HKD$49,600
|
Total Expense |
HKD$191,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36697 | 26070 | 20351 | 17811 | 13686 | 11215 | 9571 |
1.5% | 37343 | 26721 | 21009 | 18473 | 14360 | 11902 | 10270 |
2% | 37995 | 27383 | 21680 | 19150 | 15055 | 12613 | 10999 |
2.5% | 38655 | 28054 | 22364 | 19843 | 15769 | 13350 | 11758 |
3% | 39322 | 28736 | 23061 | 20551 | 16504 | 14112 | 12546 |
3.5% | 39996 | 29428 | 23772 | 21274 | 17259 | 14898 | 13363 |
4% | 40678 | 30130 | 24495 | 22013 | 18033 | 15708 | 14207 |
4.5% | 41366 | 30842 | 25232 | 22766 | 18827 | 16541 | 15078 |
5% | 42062 | 31565 | 25982 | 23534 | 19640 | 17397 | 15975 |
5.5% | 42765 | 32297 | 26744 | 24316 | 20471 | 18275 | 16897 |
6% | 43475 | 33039 | 27519 | 25113 | 21320 | 19174 | 17842 |